If you’ve received a foreclosure notice in Fort Worth, it can feel like the ground’s been pulled out from under you. But even when the sale date is set, you still have the power to act — and selling your home could stop the process completely.
Texas foreclosures move fast — sometimes in less than a month — but that speed also means the timeline is predictable. If you start early, you can still sell before foreclosure and walk away without lasting credit damage.
👉 In Fort Worth, foreclosure doesn’t have to mean losing everything — it just means moving fast and smart.
Understanding Foreclosure in Texas
Texas is a non-judicial foreclosure state, meaning your lender doesn’t need to go to court to sell your home. Instead, the process follows the state’s “power of sale” rules under Property Code §51.002.
Here’s how it works:
- 21-Day Notice of Sale: You’ll receive written notice at least 21 days before auction day.
- The notice must be filed with the county clerk and posted at the courthouse.
- Auction Day: Sales happen on the first Tuesday of every month between 10 a.m. and 4 p.m. (Wednesday if that Tuesday is Jan 1 or July 4).
After the auction, there’s no general right of redemption for most mortgage foreclosures — only for certain tax or HOA sales.
👉 Translation: You can sell any time before the first-Tuesday auction, but once that gavel drops, your ownership is gone.**
Can You Sell a House in Foreclosure?
Yes — you can sell your home in Fort Worth any time before the auction. You’re still the legal owner until the trustee’s deed transfers after the sale.
At closing, your mortgage, back taxes, and HOA dues are paid from your sale proceeds by the title company — stopping foreclosure immediately.
On r/TexasRealEstate, one homeowner shared:
“I got the 21-day notice and thought it was over. My agent found a cash home buyer, and we closed the day before the sale. The lender canceled the auction that morning.”
💡 In Texas, every day counts. But even with just weeks left, a cash sale can still stop the clock.
Key Concepts
Here’s what matters when selling your home during foreclosure in Texas:
- 21-Day Notice: Your legal countdown before the sale.
- First-Tuesday Auction: Happens monthly at the county courthouse
- No Redemption: Once sold, you can’t reclaim the home (except limited tax/HOA cases).
- Title Company Closings: They handle payoff of all debts from your sale proceeds.
- Disclosure Law (§5.008): Sellers must deliver the Texas Seller’s Disclosure Notice.
- No State Transfer Tax: Texas doesn’t charge one, but normal title and recording fees apply.
🧭 Knowing the schedule — and acting before auction day — is your single biggest advantage.
Deadlines and What They Mean for Fort Worth, TX Homeowners
The Texas foreclosure clock runs on a 21-day notice — that’s less than a month to decide whether to sell, catch up, or let it go.
That notice includes the auction date, time, and location (Tarrant County Courthouse for Fort Worth properties).
If you’re trying to sell, contact a local cash home buyer like Peregrine REI or agent immediately — your title company will need at least a week or two to prepare closing.
⏳ Once the courthouse auction starts, there’s no do-over — so treat that 21-day window as your deadline to close.
Communicating with Your Lender
If you have a serious cash home buyer like Peregrine REI or a signed contract, tell your lender or their foreclosure attorney right away. They may delay the auction if you show proof of a ready-to-close sale.
As one Reddit user on r/Homeowners shared:
“We faxed the buyer’s proof of funds and title order to the lender’s law firm — they agreed to postpone the sale by a week. It gave us enough time to close.”
💬 Being proactive with your lender can earn you time — silence almost never helps.
Short Sales vs. Cash Sales
If your home’s market value is lower than what you owe, a short sale might be possible — but it requires your lender’s written approval, which can take months.
That’s usually too long for Texas’s rapid foreclosure schedule.
A cash sale is much faster.
- No waiting for loan approvals or appraisals.
- Buyers can close in 7–10 days.
- The title company pays off your debts from proceeds and stops the foreclosure.
A homeowner on r/DallasTX wrote:
“We had 10 days left before the auction. The investor closed in 6. The relief was unreal.”
🏡 When you’re up against a first-Tuesday sale, speed is your safety net — and cash is your fastest solution.
Tips for Fort Worth, TX Homeowners
- Read your Notice of Sale carefully — it lists your exact auction date.
- Keep your home insured and secure until closing.
- Complete the Seller’s Disclosure Notice (§5.008) truthfully, even if selling as-is.
- Provide MUD / special district notices if applicable.
- If your home has an HOA, prepare the HOA Resale Certificate (TREC Form 37-2).
- Expect to provide an existing survey + T-47 affidavit if available.
- Remember: Texas has no state transfer tax — but you’ll still pay standard title and HOA fees.
Local agents on BiggerPockets DFW often say the same thing: Fort Worth sellers who start marketing immediately after receiving their notice have the best outcomes.
✅ Preparation beats panic — a clear plan and fast action can turn a foreclosure notice into a fresh start.
Key Takeaways
- You can sell your house fast before foreclosure in Fort Worth — anytime before auction day.
- Texas requires at least 21 days’ notice of sale.
- No post-sale redemption for mortgage foreclosures.
- Title companies handle all payoffs at closing.
- Sellers must provide a Seller’s Disclosure Notice and, if applicable, lead-based paint disclosures.
- No Texas transfer tax — but standard fees and HOA docs apply.
🌟 Texas moves fast — but with quick action and a cash home buyer, you can move faster.
Sell a House in Foreclosure in Fort Worth, TX: Frequently Asked Questions
Can I sell my house in foreclosure in Fort Worth, TX?
Yes — any time before the auction on the first Tuesday of the month.
Peregrine REI helps homeowners in this situation by providing fast fair cash offer and buying houses as-is. We work with trusted local title companies to close quickly—often before the auction date—so you can avoid foreclosure and protect your equity.
How much notice will I get?
At least 21 days’ written notice, mailed and posted by the lender.
Where are Fort Worth foreclosures held?
At the Tarrant County Courthouse between 10 a.m. and 4 p.m.
Can I sell my home “as-is”?
Yes, but you must still fill out the Seller’s Disclosure Notice honestly.
Is there a redemption period after the sale?
No general redemption for mortgage foreclosures (only HOA/tax sales).
Who handles closing in Texas?
A title company manages the closing, pays off your debts, and records the deed.
Do I have to pay a transfer tax?
No — Texas does not have a state real estate transfer tax.
Can I sell if I owe back taxes or HOA fees?
Yes — those will be paid from your sale proceeds at closing.
Can I stop foreclosure by selling?
Yes — once your sale closes, your lender is paid, and the auction is canceled.
Who buys homes in foreclosure in Fort Worth?
Local cash home buyers and investors who can close in days, not weeks.
Peregrine REI is one of those trusted local cash home buyers—we purchase Fort Worth homes in foreclosure for cash, buy properties as-is, and work with local title companies to close quickly so homeowners can avoid foreclosure and move forward with peace of mind.
💬 Even in Texas, where foreclosure moves lightning-fast, you still have time to sell — if you act the moment that notice arrives.
Are You Ready to Sell a House in Foreclosure in Fort Worth, TX?
If your home is headed for auction, the clock is ticking — but it’s not over. Selling now can help you avoid a public sale, protect your credit, and regain control of your next move.
One homeowner on r/TexasRealEstate summed it up best:
“Foreclosure felt like the end. Selling fast turned it into a reset.”
🚀 Start now — the earlier you act, the more options you have.
How Our Simple 4-Step Process Works
Helping Fort Worth, TX homeowners sell quickly, stress-free, and with confidence.
Step 1 – Tell us about your home (no repairs needed) in Fort Worth, TX:
Just share a few details about your Fort Worth property. Don’t worry about cleaning or fixing anything—we buy houses exactly as they are.
Step 2 – We take a quick look:
If your home meets our buying criteria, we’ll schedule a short visit at your convenience. No open houses, no strangers walking through—just a quick look so we can confirm details.
Step 3 – Get your fair cash offer:
Within 24 hours, we’ll send you a no-obligation fair cash offer based on your home’s condition and the Fort Worth market. You’re in control—no pressure, no hidden strings.
Step 4 – Choose your closing date:
We’ll handle the paperwork and close with a trusted local title company, often in about 7 days. You pick the date that works best for you.
✨ No commissions. No waiting. No stress—just a straightforward, fair cash offer from Peregrine REI.